Changes to health insurance claim rules: cashless claims must be processed within three hours, and the insurer will cover hospital costs incurred due to discharge delays.

After spending a few days in the hospital, you are now well enough to return home. During his afternoon rounds, the doctor determines that you are well enough to be released. When the medical staff instructs you to wait a little while longer, you pack your things thinking you will finally be able to return home. You witness your family members frantically rushing about, phoning thousands of times to pay the bills. It is now almost seven o'clock at night, and you are still in the hospital since your health insurance claim has not been approved. If the insurance company does not approve the bills, the hospital will not release you. Should it take several more hours, you might have to stay in the hospital for an additional night, which would also result in a higher hospital fee. This, however, is not an anomaly.